Blackjack insurance is one of those game rules you’ll find in almost every version of twenty-one you’ll play, whether you play online or in live casinos. The main reason blackjack insurance is offered is that many players take insurance. Almost 100% of the time, this is a mistake. Insurance in blackjack is a sucker bet–you should never take it. A few exceptions to that rule exist.

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Free casino slot games play for fun. They have metamorphosed from the dated and limited three spinning reels with a maximum of one betting line that seriously limited the machine’s potential payouts; into modern day the gamblers prefer free slots needed to play and get maximum benefits.A computer programmed slot machine game will normally have 3, 5, 6, and 7 main spinning reels. With more reels and higher bet increments available, Jackpots on some slot machines can reach up to a million credits or more on a single line.Winning representations and bonus icons can now appear diagonally, in a zigzag form, or in many other lined combinations. They open up a possible 20, 30, and 50 betting lines, increasing the chances of a big payout on any given spin, but also, of course, simultaneously increasing the amount that one can lose as well.

Blackjack Insurance Insurance is a word that most people are familiar with. You buy insurance just in case you get in a car accident with an uninsured driver, just in case you die and just in case you break your arm after falling off your ladder while hanging Christmas lights.

One gambling expert wrote “insurance is for cars and card counters”. While I can think of a few other cases where insuring oneself is a good idea, that’s a good quote to remember when you enter a casino. When you’re counting cards, you’ll encounter the rare occasion when the numbers indicate taking insurance is a good bet. Other than those cases, blackjack insurance is always a bad idea. Here’s why.

How Does Blackjack Insurance Work

1:1 Insurance – Hedging Your Bets

When you get 1-to-1 insurance on your bets, you’re essentially saying you’ll get a paid back if the dealer hits a blackjack. If you take insurance every time, then you’re always paying in. https://championlucky.netlify.app/top-10-internet-poker-sites.html. If insurance paid off at 2:1, this might be a good idea. If a natural twenty-one happened 50% of the time, insurance also might be a good idea. Since it doesn’t, you always pay extra, but you’re not getting paid back enough to make it worth your while.

Think about the chances of the dealer hitting a natural 21. Of the 52 cards in a deck, 16 of them have the value of 10: four tens, four jacks, four queens, and four kings. That’s 16 of 52 or 30.7% of the cards. So between 30% and 31% of the time, when the dealer is showing an ace, they are going to hit a blackjack. This means nearly 70% of the time you’re buying insurance, that insurance isn’t going to be useful to you. Insurance is just a bad bet, plain and simple.

Card Counting and Insurance

Those wondering why a card count should matter must understand that card counters are trying to keep track of the percentage of high cards remaining in the deck. In a basic card count, the player counts -1 when an ace or ten-card leaves the deck (is dealt), while the player counts +1 when a low card (2 through 6) is dealt. The sevens, eights, and nines don’t count for either side (again, in the basic count). When your count goes into the positive numbers, this means a lot of 10s, jacks, queens, kings, and aces are still in the deck. When enough of these remain, it actually makes sense to take insurance–but that number has to be high.

Blackjack Insurance Bet

For most blackjack players who use basic strategy, but don’t count cards, it’s a good rule of thumb to just avoid insurance. In most cases, blackjack insurance is going to be a sucker bet. If you don’t want to spend the time and energy learning when insurance is an advantage play, don’t take it at all. That way, you won’t have to wonder what the player next to you (or the dealer) is smirking about.

A question I get asked quite frequently by casino players is whether they should take insurance in blackjack. It seems to be something that confuses a lot of people, even among those that fullyunderstand basic strategy and the role that math has to play in blackjack.

Insurance Odds

When I’m asked this question I usually just give a simple answer (no), but I sometimes feel inclined to expand on this and explain why. I recently did this with a player who asked the question,and for one reason or another he just couldn’t seem to accept what I was saying. Wheel of fortune game show episodes. He was absolutely convinced that the insurance bet is always the right way to go.

My initial reaction was to wonder why he asked me the question in the first place, as he was so sure he knew the correct answer himself. My second reaction was to think that I should write a blogpost about taking insurance in blackjack. So here it is! I’ll explain exactly what the insurance bet is for any of you who are not familiar with it, and then use some basic math to explain whyit’s a bad bet.